Originally Posted At: Coalition Against HMO & Insurance Abuse
I am a self-employed male that was foolish enough to use A B C B S as my health insurance provider. I was paying about $90 a month for catastrophic coverage. I think health ins. is BS, but after fracturing my clavicle and being treated like a pariah at the hospital (I’m assuming they thought since I didn’t have ins., that I couldn’t pay), I figured I better get it so that doctors would treat me like a human being.
I gave B C my hard-earned money for over two years w/o incident (of course I never filed a claim either) when, all of a sudden, they cancelled my policy for no apparent reason. I’m a healthy guy. Don’t have any health problems or history of them so this surprised me. After contacting the company numerous times without ever finding out exactly why they were cancelling my policy, I contacted the state health ins. division.
It turns out that B C invented a child for me.
Apparently after I (a male) had given birth to this child, I had neglected to pay for: 1. co-payment of charges for said miracle birth and 2. increased coverage rate due to the addition of my new baby.
The state ins. division allowed B C to get away with this preposterous means of taking my money and running and did absolutely nothing to punish B C or prevent them from doing the same sort of thing to someone who is far less fortunate than I.
The lesson I learned from all this is that health insurance is wothless and a waste of money if you have to pay for it yourself.
If you get sick or injured, go to the emergency room and lie about your identity because the doctors don’t care about your health either. The health “care” industry is America is just that- an industry. And like all other industries, they care about one thing above all else:
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
